Types of Eligibility Verification
There are two main types of dependent verification: comprehensive and ongoing. Implementing both comprehensive and ongoing dependent verification identifies and removes current ineligible dependents from the plan and helps prevent any additional ineligible dependents from being added in the future. Both types can include a working spouse rule.
Comprehensive Verification
A one-time review of all dependents currently enrolled in the healthcare plans.
Ongoing
Verification
A recurring review of newly added dependents from new hires, life events, mergers, and acquisitions.
An alternative verification method is the spousal-only approach, which focuses exclusively on types of spousal relationships. BMI can also accommodate an affidavit-only verification, but strongly recommends collecting documents to verify eligibility.